PERCENTAGE Thirty percent (30%) of the wedding budget goes to food and venue, twenty-five percent (25%) of the wedding budget goes to the photographer and twenty-five percent (25%) of the wedding budget goes to the dress. Stick to this wedding budgeting tactic. No ifs no buts. Don't overspend on souvenir or invitation. Home payments and maintenance, utilities, auto maintenance and payments, insurance payments, child care and alimony, education, food, clothing, entertainment and travel are just few of the many things you spend your money on regularly. In today's expensive living, budgeting should be practiced to give you power to rapidly gain control over your complicated spending. The budgeting process provides people with the opportunity to carefully match their goals with the resources necessary to accomplish those goals. Budgets are well-known financial tools. In the creation of this budget entails a multi-step process that involves many people in the household or organization. By that, also, there is no suggestion that you should not purchase items from Victoria s Secret, Tommy Hilfiger, and the like. But you must admit that paying a hundred dollars for a pear of underwear is very impractical. Personal budgeting could help you avoid overspending. For electricity, you could budget by not over-using your air-conditioners or your other technological innovations at home. Living payday to payday, failure to eliminate debts and other financial problems are quite common. Fortunately, you can try a better way to manage your money with budgeting software. Budgeting software is an automated solution nowadays that will help you keep a systemized maintenance of your budget. By using budgeting software, you can track your income and outcome. Many banks are now offering free PC banking and free personal finance software. You simply dial into the bank's computer or use web-based banking services, and download the checks that have cleared your account, directly into your personal finance software. Then you indicate an expense category for each check.