How Your Online Identity Can Cause Harm? Who will not avail convenience of online services if you have the facilities for it? Being online has made two dimensions of physical and virtual lives, working to meet and accomplish business negotiations. Online transactions saved amount of time and effort like no other methods can. Some companies include these kinds of insurance as part of their homeowners insurance policies while others sell them as stand alone policies or as an endorsementa to a homeowners or renters insurance policies. On average, these policies cost between $25 and $50 for $15,000 to $25,000 worth of coverage. Another step that you can take is close the account that you believe have been tampered by outside unknown sources. You should also try to file a report at the local police station. Where you think the identity theft took place. Try also to file a complaint with the FTC that will help the agency learn more about identity theft and the problems that victims face on such circumstances. Robbing someones Credibility Identity theft in a broad sense covers many categories in courtroom battles. When identity theft is set for trial, this is no ordinary stealing of one s number, or mere misrepresentation of some data common to salespeople, neither for the reason of lying, commonly mistaken as fraud for easier grounds to legal access. We must be able to understand that such a problem exists and we must be very careful in giving our personal information to anyone. Our personal information has become one of our very valuable possessions. We should be able to treat it like gold. And in case evidence suggests that someone may have already stolen it, there are steps that you can take to protect yourself from further damage. When they use the credit card and don t pay the bills, the delinquent account is reported on your credit report. They call your credit card issuer and, pretending to be you, change the mailing address on your credit card account. Then, your imposter incur charges on your account in your name and have the bills sent to the new address.