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Getting a credit card issued by department stores is simple. Only two forms of ID are required: a driver's license with a picture ID and a second identification, like another credit card or your Social Security card. What steps should you take to protect your identity with credit cards? Ask stores at which you are applying for credit how they safeguard credit applications. In the United States and Canada, for example, many people have reported that unauthorized persons have taken funds out of their bank or financial accounts and in the worst cases, took over their identities, obtaining huge debts and committing crimes while using the victims's names. In these cases, the victim's losses may include not only financial losses, but additional financial costs associated with trying to restore his reputation. With the advent of the computer and the Internet, it has made such a crime more prevalent, making more and more people susceptible. Even the proliferation of credit cards and its growing use in the world today has made it easier for more criminals to commit identity theft. Because of the big market for financial products such as credit cards, credit institutions have made it easier for people to apply for credit cards. Today, this information is available in minutes with only a few click of your mouse. Here are economical products that can help uncover personal details you thought were strictly private. Identity theft involves someone using key pieces of your identifying information in order to impersonate you. The usual purpose is to acquire goods or services in your name through the use of credit or debit cards. Common Ways to Evade Being a Victim of Identity Fraud: 1. It s a rare case that someone will ask you about your middle initial (mother s surname), if it happens, never divulge it. Obviously, banks or other financial management companies have already put them on records, and another attempt to get thru the like data is certainly created by somebody else s, other than where your inputs are. Beyond Identity Theft Law In a civilized world, having law to condemn felony is a mainstream practice to protect personal freedom of citizens. Every educated, adult knows the concept of universal right and wrong as far as execution of freedom is concerned like the way no one kills to end someone else's life.
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