And if you haven't jumped onto the binary wagon, you're going to face a few problems. For just as this new lifestyle was once predicted, we're going to predict that "the old ways" will slowly disappear. We're going to predict that all paper-based transactions (checks, money orders, etc.) and documentation (think of the old filing cabinet system) will disappear. Don't open files without scanning them with an anti-virus/anti-spyware program. In the past, the warning was to avoid opening files from people that you don't know. Today it's really not safe to open files from anyone (without scanning the files) because that's how viruses get spread - through files - even by mistake. Even if you think that you'll never need the amount of speed or space available on the market today, it's important to have in the event that you truly do need that much in the future. Having such a large reserve will cut down on costs when the time comes to upgrade for more than what you may settle for in a computer that offers less. With shareware, cheap does not equal low-quality and there are plenty of examples that prove shareware often outperforms the quality of commercial software time and time again. How much savings are we talking about? You could purchase a quality word processor, spreadsheet, database program, or system utility anywhere from a mere $15 to under a hundred. com reported that "Before the month is even done, April has set a record for virus e-mails."1 In the past, we would be comfortable in telling new computer users not to worry about viruses and that catching a computer virus is rare. Today, that would be some of the worst advice we could give anyone. Apparently, the Windows XP operating system requires components that weren't developed at the time Windows 98 was distributed and if we were to install Windows XP on this machine anyway, the new operating system would look for hardware that the computer didn't have. And that would be an instant recipe for failure.