Recent studies indicate that one out of three pet owners made unscheduled visits to veterinarians in the past two years. Betting the health of your pet to chance is a very risky decision. It is normal that you will be very surprised on how much it costs to purchase pet medical insurance. However, the immediate cost will be considerably less compared to spending for numerous pet medical bills you incur in the future. Insuring a pet in Canada is a not a common practice unlike in the UK and Sweden. In today s world, being a responsible pet owner is not just by loving the animal but also providing the right exercise, stimulation, environment, activity levels, health care and nutrition for your pet. Canada s Petplan has the best intentions when it is about saving up for emergencies. There are also others that cause damage to property indirectly but have been proven to be associated to the pet's actions. With these kinds of incidents and the trend of having every incident filed in court you will be able to pay for the claims awarded to the victim without much hassle. This will keep you from losing your assets due to the ruling of the courts. Consider this, insuring a mongrel is far cheaper than insuring a pedigree, and insuring a dog will be more expensive than a cat. Basic pet insurance policies normally cover veterinary bills and even minor surgeries. A comprehensive policy though can go as far as covering the service charge of a pet psychologist or costs of cancelling a planned vacation if your pet needs you at the 11th hour. The fact that the lifespan of dogs has become longer shows that insurance companies have no excuse of restricting their offering to young dogs, said MORE TH>N head of product Graham Hollebon. Older dogs will likely suffer illnesses, which are normally very expensive and lengthy to take care of. Pet owners should select an insurance policy that does not restrict treatment to the first year before the pet requires any long-term care. Giving love to a pet is not the only requirement of a responsible pet owner. The most responsible of pet owners make sure they also provide the animal with right stimulation, environment, exercise, activity levels, health care and nutrition. Choosing a pet Aspiring pet owners should never buy on whim.