Pet owners should ready to make an obligation to the pet s well being from its young age until it grows old. Pet owners typically select a breed of a dog or cat that will appropriate with their lifestyle. However, they normally forget to allocate a budget for common medical problems and illnesses linked wit the pet s breed. Examples of pet insurance plans Tesco Pet Insurance - Tesco has an array of policies, which can be tailored to the needs of the pet owner s cat and dog. - Tesco provides coverage for older cats and dogs even. An old pet can be insured for the rest of its life. - Most breeds of cats and dogs are qualified for insurance. All vets will be approved as long as they are duly licensed. Pet owners that enroll more than one pet will be given a 5-10% discount to help them cope with the extra expenses. VPI pet insurance also offer a monthly payment plan for budget conscious clients. A pet owner s claim will be based on the plan s benefit schedule. If your cat or dog becomes sick or is injured, you do not want to be burdened about the cost of medical bills. Pet medical insurance should cover the pet owner against the unexpected cost of vet s bills. Recent studies indicate that one out of three pet owners made unscheduled visits to veterinarians in the past two years. A lot of factors exacerbate these sicknesses, which can create havoc to the expenses of the owner. Unforeseen accidents, new government mandated procedures on animal care, new shots needed by the pets are some of these factors. Owners should be prepared, and plan ahead for these sudden illnesses by managing their budgets to include pet health care. While the offerings of budget insurers are affordable, these only provide extremely limited coverage and not likely the expenses in treating a pet that develops an ongoing condition that might requires years of continuous medical attention. Such conditions include epilepsy, heart problems, skin conditions, arthritis and diabetes.