During the purchase of property insurance policy, a person has to pay certain amount of premium money to the company who is providing insurance. In return, the person gets the liable assurance of compensation in case of certain loss or damage of property. The specified loss or damage in the contract is the only liable coverage a person gets from the property insurance claims. Crime or glass damage is the risk causes that are not included in the policies of commercial property insurance for claim. For such cases, business owners generally choose other insurance companies with more specialized insurance policy. More companies are focusing to standardize the policies of commercial property insurance for providing insurance coverage to certain areas. Property insurance for New York will protect them all which are present in your property boundaries. If anyone sues you, and your business or property is endangered. Property insurance for New York will pay all the expenses of courts, lawyer's bills and legal fees in case of any sue. In Property insurance for New York, financial obligation is the last thing which can help your business to stand again. Also, it offers augmented insurance coverage for the homeowners of Louisiana. Citizens of statewide achieved a better insurance coverage because of the renewed policies of Louisiana Citizens Property Insurance Corporation. Also, it gave the new opportunity to the business at the Louisiana. The insurance policy of the Louisiana Citizens Property Insurance Corporation can cover the claim amount of $350,000. Home property insurance is differ from the property insurance offered for small business To ensure the proper protection of your small business, you need to customize the property insurance package. Small business is a unique and these makes it vulnerable to the perils associated with it. You must design the property insurance according to desire, to achieve the complete protection of your small business. Policy # 3: The third policy of house property insurance is also sometimes called special house owner policy. This policy covers all types of perils other than those who specifically omitted in the contract. The expense for this type of policy is 10% to 15% more than the first one. Policy # 4: The forth type of house property insurance is basically facilitate the property owners who rented their property which includes 17 different perils.