Petwise Insurance Petwise offers health care insurance for pet cats and dogs. Three stages of pet health insurance coverage that can be suited to the demands of the cat and dog. Bronze policy will cover as much as 1,000, while the Silver and Gold policies go as high as 3,000 and 5,000 respectively. Many pet health care insurance companies limits payments for conditions to the first year only. Direct Line covers cats and dogs: However, those considered high-risk such as working animals and dangerous dogs are will be accepted due, as they have a significant of getting sick or hurt. In addition, Direct Line requires the animal to be satisfactory physical condition during the starting date of the policy. Your Pet s A VIP with VPI Many pet owners consider their pets as part the family. One concrete example of expressing this is by giving the animals human names. However, like any family member pets need that extra care to stay healthy and eventually live a happy and enjoyable life. One way of being a responsible pet owner is by purchasing pet insurance. Admittedly not every dog will need dental insurance. It's worth consulting with your vet to find out if your particular breed is more susceptible to any diseases. Other than that you should be aware that one of the easiest ways for an infection to spread in your pet's body is through their mouth. This can result in a condition as serious as heart disease! For some people the responsibility is coming from the food they have to purchase, but for others it is going to come from the expensive medical treatment that pets need from time to time. However, to help offset that cost a person should be aware of the positives of having pet insurance. One positive of having this is that the cost is extremely low for the amount of coverage they get. New studies have discovered that one out of three pet owners were forced to make unscheduled visits with animal doctors over the past two years. Betting the health of your cat to chance is not a wise decision. Pet owners become surprised when they get hold of their veterinary bills. Treating a dog with a heart ailment can cost as much as 1,000, while treating a cat with a broken leg can cost as high as 300.