Challenging goals provide more motivation and force athletes to strive better and release more effort, making them stronger and more determined, traits that would really be advantageous in the long run. Goals must be achievable in the long term or in the short term. There is no sense setting out goals that are practically and logically unachievable. If you re working on your personal improvement, it is important that you come up with step-by-step procedure on how to achieve your major goal. This step-by-step procedure is to be broken down further into smaller steps, so that monitoring the progress of the minute detail plan is possible almost on a daily basis. Overall, if you find that your financial goals are really hard to achieve, and you are not advancing on your progress to achieve or attain them, every now and then, try to assess yourself, your determination and the potential effectiveness of the financial goals you have set. Starting all over again and shifting into more practical and effective financial goals, even if it means going through the whole process of goal setting once again, would in the end, prove to be very beneficial. A thorough analysis of the situations of the two types of workers would certainly lead you to the idea that the two differ from each other through their time management practices. As such, time management is very important, especially to people in the workplace who are always bombarded by heavy work loads and different tasks. Adults and analytic people know how to be realistic most of the time. Do not aim for the sky. They say, aim for the ceiling instead of the sky, because the ceiling is easier to reach than the sky. By so doing, achieving a goal becomes easier and more motivating. If you want to pursue a higher goal after attaining an initial one, then go for it. Without realizing it, the person had just killed the infant, or his chance to flesh-out the course of his purpose driven life. But luckily, soul-searching is a recurring process. So the next time you have been given the honor of another visit, be mindful. Personal goal setting is a powerful tool for setting a course for a meaningful and fulfilling life.