Money will mostly be invested specially on veterinary bills but will be increased by unexpected costs such as using boarding kennels if the animal needs to be admitted in a hospital or the master cannot attend to his pet while under treatment. Recent studies show that 65% of pet owners were made unscheduled visits to veterinarians in the last couple of years. The company believes that a pet s life is easier and more enjoyable if insured under Petplan health insurance plan. Monthly rates start at $9.95 for cats and $11.95 for dogs. Petplan understands the needs of every pet lover in Canada given its maturity and long experience in the industry. The company constantly communicates with its industry partners, veterinarians and most importantly pet owners across the country. Such conditions include epilepsy, heart problems, skin conditions, arthritis and diabetes. Cheap pet insurance becomes practical only for young dogs. However, an older dog s high risk of developing an illness or encountering an illness must be considered when selecting the appropriate pet insurance policy. Financial responsibilities, as well as personal time are maximized to be able to take care of a pet freely. Registration of the pet to the owner, as well as loads of paperwork are also a part of owning a pet. One also needs to think about the well-being of his/her pet, such as providing for food, vaccinations, and the maintenance of the overall health care of a pet. Animals categorized as high risk are those over the age of 8 so it is better to purchase to pet insurance while the animal is still young. Getting pet insurance this early on increases chances that your pet will be insured and properly taken care off for the rest of its life. Consider this, pets that have a lingering illness have a very small chance of getting insured. Compared to human health insurance, pet insurance will considerably less expensive. Companies normally pay 80% to 90% of a worker s health insurance. A new US government study discovered that the average premium paid by a small corporations reaches $3,003,31 for every employee. The average worker only contributes only around $400.