This can add up quickly in any number of ways. The final point I'll make is that there may be occasions where you can't take your pet with you where you're going. Maybe you're taking a specific tour that doesn't allow animals, or planning on eating out at a fancy restaurant. If you need someone to watch over your pet this can be costly to find someone you trust. A number of insurance companies even have special policies for pets whenever they get stolen or lost. Pet owners could claim how much they spent on advertising for a lost pet. In addition, they could recover a portion of their pet s original price when it cannot be found anymore. CHURCHILL PET INSURANCE Churchill Insurance was founded in 1989 and is regarded as one of the top direct auto insurers in the UK. Money will mostly be invested specially on veterinary bills but will be increased by unexpected costs such as using boarding kennels if the animal needs to be admitted in a hospital or the master cannot attend to his pet while under treatment. Recent studies show that 65% of pet owners were made unscheduled visits to veterinarians in the last couple of years. Studies show that majority of veterinarian visits are unscheduled because of emergencies. Doing so creates a feeling of frustration to its owners because of the added expense of these unforeseen instances. In addition, new government mandated tests for pets are continuously being implemented, which leads to a more expensive health care industry. Due to rapid growth of the world today, pets have been especially prone to a lot of illnesses. A lot of factors exacerbate these sicknesses, which can create havoc to the expenses of the owner. Unforeseen accidents, new government mandated procedures on animal care, new shots needed by the pets are some of these factors. Moreover, the state where the owner lives and the breed of the pet are not considerations in AKC Health Insurance. Like any other health insurance companies, there are exclusions. The AKC Health Insurance has the following restrictions in their policies: - Congenital problems - Any illness acquired by the pet before or within 30 days from inception of the insurance - Chronic kidney failure - Spondylosis - Congenital shunts - Stenoic nares - Soft palate resection - H emophilia - Von Willebrands disease The AKC Health insurance is underwritten by the National Specialty Insurance Company.