Unlike in UK and most of Europe, pet insurance is rare in the US, as most pet owners are wary of the possible costs. A basic pet health insurance policy consists of primary veterinary services while an upgraded policy includes pet psychologists or provisions on major surgeries, for example. More comprehensive policies even cover charges of a pet psychologist or cancellations fees for a paid vacation if the pet needs immediate medical care. It's worth consulting with your vet to find out if your particular breed is more susceptible to any diseases. Other than that you should be aware that one of the easiest ways for an infection to spread in your pet's body is through their mouth. This can result in a condition as serious as heart disease! Maybe you're taking a specific tour that doesn't allow animals, or planning on eating out at a fancy restaurant. If you need someone to watch over your pet this can be costly to find someone you trust. If you had pet travel insurance you probably could have covered each of these individual problems! I hope you can see now why it's important to take another look at something you may have originally written off. In case due to unfortunate circumstances the victim died because of the injuries caused by your pet then with liability insurance the compensation can be paid without you worrying about the impact to your finances. These incidents can sometimes cost a huge amount for settlement that without liability insurance most of your assets will be drained out. Pet insurance helps a pet owner manage veterinary bills that become costly especially when they pile up. Pets can become sick even in the safest of homes. These is no pet-proofed home anywhere, as possible hazards can be seen in those are supposedly best protected. Pet owners should always prepare for the unexpected. Various studies show that over 95% of vets insist that pet insurance is a must for pet owners in order for them not to be showered with huge bills in the event that their pet becomes sick or needs continuous medical care, added Mr Hollebon. Why Go Cheap? Face it, cheap is cheap. Many insurance companies out there are trying to con consumers by telling that they have the best rates because they have lowest available in the market.