The coverage can be maintained provided that that the policy is continuously renewed. Also, one good thing about the AKC Health Insurance is that age is not a consideration when premium s change. The premiums to be paid are also the same regardless of the breed of the pet. Moreover, the state where the owner lives and the breed of the pet are not considerations in AKC Health Insurance. A pet insurance plan will also greatly consider the age of a pet. Unfortunately, many insurers avoid covering high-risk animals particularly those over 8 years old. Older pets need continuous medical care and monitoring. Pets should be insured while they are still young to increase chances that they will be properly taken care off for life especially if they develop an illness or become injured. Pet insurance has been available in the market for more than 20 years. Pet owners have the responsibility to choose among the vast companies providing these types of insurance, based on the needs of their pets. Basic pet insurance services include mandatory services by the veterinarian, while upgraded pet insurance consists of major surgeries. Terms of Healthy Pets cat insurance - Customers will only pay the pet insurance premium quote supplied by Healthy Pets. The Insurance Premium Tax is included and monthly direct debiting if free of charge. - Claims for car insurance are settled fairly and promptly. - No premium penalties will be charged for the succeeding year s coverage if the pet owner needs to make a claim on his insurance. Animals categorized as high risk are those over the age of 8 so it is better to purchase to pet insurance while the animal is still young. Getting pet insurance this early on increases chances that your pet will be insured and properly taken care off for the rest of its life. Consider this, pets that have a lingering illness have a very small chance of getting insured. In case due to unfortunate circumstances the victim died because of the injuries caused by your pet then with liability insurance the compensation can be paid without you worrying about the impact to your finances. These incidents can sometimes cost a huge amount for settlement that without liability insurance most of your assets will be drained out.