One concrete example of expressing this is by giving the animals human names. However, like any family member pets need that extra care to stay healthy and eventually live a happy and enjoyable life. One way of being a responsible pet owner is by purchasing pet insurance. Pet insurance helps a pet owner manage veterinary bills that become costly especially when they pile up. If one of these is present though it can help encourage a person to maintain the shots to maintain that discount. Depending on the plan that a person chooses a they could find that it offers help on paying for the medications that a pet needs. Some of these medications can be rather expensive which could leave a person trying to decide if they wanted to provide them for the pet they love or if they should make them go without. Insuring a pet in Canada is a not a common practice unlike in the UK and Sweden. In today s world, being a responsible pet owner is not just by loving the animal but also providing the right exercise, stimulation, environment, activity levels, health care and nutrition for your pet. Canada s Petplan has the best intentions when it is about saving up for emergencies. Pet owners nowadays are having a hard time gaining a deal with an insurance company due to the various conditions they apply. Advances in animal medical science has helped prolong the lifespan of pets. However, many insurers are refusing the cover high-risk pet especially those over the age of eight. The Insurance Premium Tax is included and monthly direct debiting if free of charge. - Claims for car insurance are settled fairly and promptly. - No premium penalties will be charged for the succeeding year s coverage if the pet owner needs to make a claim on his insurance. - Healthy Pets business is only limited to pet insurance. A pet owner should first consider several requirements before choosing pet insurance. Many insurance companies offer different policies based on type and age of the pet. Consider this, insuring a mongrel is far cheaper than insuring a pedigree, and insuring a dog will be more expensive than a cat. Basic pet insurance policies normally cover veterinary bills and even minor surgeries.