Unlike in UK and most of Europe, pet insurance is rare in the US, as most pet owners are wary of the possible costs. A basic pet health insurance policy consists of primary veterinary services while an upgraded policy includes pet psychologists or provisions on major surgeries, for example. More comprehensive policies even cover charges of a pet psychologist or cancellations fees for a paid vacation if the pet needs immediate medical care. Terms of Healthy Pets cat insurance - Customers will only pay the pet insurance premium quote supplied by Healthy Pets. The Insurance Premium Tax is included and monthly direct debiting if free of charge. - Claims for car insurance are settled fairly and promptly. - No premium penalties will be charged for the succeeding year s coverage if the pet owner needs to make a claim on his insurance. Churchill Gives Piece Of Mind For Pet Owners Getting insurance for our beloved pets is one way of expressing our love for them. However, choosing the right pet insurance can be daunting given the huge selection of pet insurance available in the market. A pet owner needs to carefully study the background of the insurance company and policies offered before making a final selection. The point is that it is quite easy for your pet to be ill, and what happens if you have to seek out a vet while traveling? What if you have to take your pet to the vet once you get back for a vaccination or some sort of treatment? You're already strapped for cash after all of the ordinary vacation expenses. Something else is that these are becoming increasingly popular with veterinary medicine doctors. So rather than having to hunt for days to weeks on end or drive from one end of the planet to the other a person can easily find a doctor that accepts the coverage. At times a person may be worried about how much of a deductible they need to pay before the coverage picks up. Personal time, as well as the financial aspect of having your pets taken to the veterinarian to undergo basic tests are one of the few reasons why having a pet is a huge responsibility. Studies show that majority of veterinarian visits are unscheduled because of emergencies. Doing so creates a feeling of frustration to its owners because of the added expense of these unforeseen instances.