- The original veterinary invoice must be signed and mailed to VPI. VPI will reimburse payments directly made to the veterinarian and the policy will be adjusted. A pet owner will be required to wait 14 days before the policy is approved. VPI does not have list of preferred veterinarians. All vets will be approved as long as they are duly licensed. This is probably true but it is always better to be safe than sorry. With the increasing incidence of insurance claims associated with animal bites it is a good choice to have something that can protect your interest as well as the unlucky victim. With pet liability insurance you can be assured that there is something that can help you in case any incident happens beyond your control. Hardcore pet owners even go as far as treating their cats with gifts or shower them with a numerous presents during Christmas. Women are the ones most likely to give gifts to their pets and around 50% purchase a stocking full of gifts. If your cat becomes sick, providing the best care immediately without being bothered by costs will be a priority. Insuring Your Pet's Future Pets are just like important assets a person owns, they can and need to be insured. However, making a decision on buying pet insurance should be carefully though off given the wide range of options available in the market. Taking care of a pet will require lots of time and money, as you have to consider various related items such as food, vaccinations and property damage. More comprehensive policies even cover charges of a pet psychologist or cancellations fees for a paid vacation if the pet needs immediate medical care. One just needs to coordinate with the insurance company to customize the policy on the needs of one s pet. However, almost all insurance companies have a policy on liability. Pet medical insurance companies also place a huge emphasis on the age of the animal before agreeing to cover it. Animals typically considered high risk are those that are over the 8 years old. Insurers are reluctant to cover old animals, as they will likely require more medical attention. Insuring a pet at a very young age is advisable, as this will increase chances that the animal will be covered for the rest of its life, regardless of its illness and the treatment needed.