The Endsleigh Pet Insurance policy does not have a time limit on when the policy can be claimed and coverage of conditions. Endsleigh also offers coverage for dogs and cats that die due to an illness or injury. The original purchase price of the cat or dog can be partially reimbursed. However, this benefit cannot be applied to dogs aged 9 years old or cats 11 years old and up. Insuring a young pet will also lessen chances that it will suffer from an illness in the future, as its medical condition will be regularly monitored. Remember, most insurers do not cover pets that have an existing illness. Luckily, some insurers provide help when the pet becomes lost or is stolen. Owners can claim costs in advertising for a lost pet and a portion of the reward that will given to the finder. Basic policies typically cover medical bills that require minor surgeries. The more comprehensive plans are more flexible. Some even covers charges of a pet psychologist or cancellation fees for a vacation in the event that the pet needs immediate treatment at the last minute. Liability coverage is also a basic offering of pet medical insurance. Cheap Pet Insurance Is A No-No Choosing cheap pet insurance is not a viable option for pet owners, said veterinarians who responded to a new study by MORE TH>N. The proliferation of cheap pet insurance has become a concern for over 90% of vets across the UK, as these only offer coverage in short period time. Under this, the pet owner will be insured if the animal injures another person causes damage to private property. While it is important to study what is included in the policy, it is also critical to determine those that are absent. Pet owners will normally be required to wait for around two weeks before claiming reimbursements and small excess payments on charges will have to be made. Well don't sweat it, I'm going to show you why dental insurance can be necessary for your pet and why you might want to consider getting an add-on to your existing plan if it already has it. Admittedly not every dog will need dental insurance. It's worth consulting with your vet to find out if your particular breed is more susceptible to any diseases.