Given the wide selection of pet insurance available in the market, customers should be very careful studying the terms and policies offered by each company. Below is data about some well-established and popular pet insurance companies to help consumers compare and determine what is best suited for the. Almost all forms of pet insurance include liability coverage, which will insure the owner if the animal causes bodily harm to someone or destroys the property of a neighbour. In addition to studying what is included in a pet insurance policy, owners should also study what is not included. Normally a policy will require the owner to wait around two weeks after his pet has recovered from an illness before being reimbursed. Comprehensive plans are more flexible and some even reimburse the bill of a pet psychologist or charges of a reservation for a dinner or vacation when the pet needs immediate medical care in the last minute. Liability coverage is a staple of almost all types of pet health insurance. Under this, the pet owner will be insured if the animal injures another person causes damage to private property. If you find yourself too busy to deal with brushing your pet's teeth regularly then you can find a plan that contains coverage for routine dental care and dental work. These two things alone could stop your pet dog from being one of the 3.2 million dogs in the U.S. that have heart disease, or one of the 15% of dogs in the U. Examples of pet insurance plans Tesco Pet Insurance - Tesco has an array of policies, which can be tailored to the needs of the pet owner s cat and dog. - Tesco provides coverage for older cats and dogs even. An old pet can be insured for the rest of its life. - Most breeds of cats and dogs are qualified for insurance. What s more disturbing is the fact that most of these pet owners did have pet health insurance and they were forced to bear the burden of costly medical bills. Unlike in UK and most of Europe, pet insurance is rare in the US, as most pet owners are wary of the possible costs. A basic pet health insurance policy consists of primary veterinary services while an upgraded policy includes pet psychologists or provisions on major surgeries, for example.