A pet owner should consider a number of requirements before selecting a specific insurance policy. A significant number of pet health insurance companies provide various policies that put highly emphasize the age and type of pet. Points to ponder: - Insuring a mongrel is cheaper than a pedigree - Insuring a dog is cheaper than a cat - Veterinary bills and minor surgeries are normally covered by a basic health insurance policy. Risking a pet s health to fate is not advisable as chances are your pet will become sick sometime in the future. Getting pet insurance is one way of ensuring that your cat and dog will have a healthy and happy life. Choosing the right pet insurance can be confusing, given the wide selection of policies available in the market. With the increasing incidence of insurance claims associated with animal bites it is a good choice to have something that can protect your interest as well as the unlucky victim. With pet liability insurance you can be assured that there is something that can help you in case any incident happens beyond your control. Comparing The Top Pet Insurance Companies A responsible pet owner is someone who not only gives special care to the animal. It now has become a requirement for the pets to also receive the right stimulation, exercise, activity levels, environment, health care and nutrition. Those that want to become true pets owners should realize that the hobby will not be cheap and require a huge amount of time to be good at. Owners can claim costs in advertising for a lost pet and a portion of the reward that will given to the finder. Owners that fail to find their lost pets might also be allowed to claim a portion of how much they originally paid for the animal. Many insurers also provide discounts for a customer that insures multiple pets. A trial period cannot be applied to a puppy, as it is a living creature that needs to be respected. Pet owners should ready to make an obligation to the pet s well being from its young age until it grows old. Pet owners typically select a breed of a dog or cat that will appropriate with their lifestyle.