Unforeseen accidents, new government mandated procedures on animal care, new shots needed by the pets are some of these factors. Owners should be prepared, and plan ahead for these sudden illnesses by managing their budgets to include pet health care. It is understandable for the owner to think that a pet insurance is an additional expense to the health insurance for himself that he is still paying for. A significant number of pet health insurance companies provide various policies that put highly emphasize the age and type of pet. Points to ponder: - Insuring a mongrel is cheaper than a pedigree - Insuring a dog is cheaper than a cat - Veterinary bills and minor surgeries are normally covered by a basic health insurance policy. This is very important especially if your pet comes from a known breed that bites like a dog. This kind of insurance can cover the expenses associated with these types of incidents. This can pay for the treatment of the victim and can also give due compensation when needed. In case due to unfortunate circumstances the victim died because of the injuries caused by your pet then with liability insurance the compensation can be paid without you worrying about the impact to your finances. I would venture to say if your pet isn't of a high risk and you start early enough a good plan would include good coverage for basic routine checkups. Either way make sure you get the coverage for basic checkups even if you opt to do most of your brushing and dental work yourself. It's always a comfort to know that things are as they should be which brings me to another point. Healthy Pets is the logical choice if a pet owner is looking for a health care insurance company that cares for his cat and dog. Given its extensive experience in animal insurance, Healthy Pets clearly understands what should be done in taking care of pets. Healthy Pets is approved by the Financial Services Authority and is underwritten by AXA Insurance UK Plc. Registration of the pet to the owner, as well as loads of paperwork are also a part of owning a pet. One also needs to think about the well-being of his/her pet, such as providing for food, vaccinations, and the maintenance of the overall health care of a pet. Pet owners get pets for different reasons, as aids for blind and deaf people, and therapy for the sick.