A new US government study discovered that the average premium paid by a small corporations reaches $3,003,31 for every employee. The average worker only contributes only around $400. A VPI pet insurance policy will only cost approximately $1 daily. VPI Pet Insurance is the oldest and biggest health insurance provider for pets in the US. Such conditions include epilepsy, heart problems, skin conditions, arthritis and diabetes. Cheap pet insurance becomes practical only for young dogs. However, an older dog s high risk of developing an illness or encountering an illness must be considered when selecting the appropriate pet insurance policy. that have heart disease, or one of the 15% of dogs in the U.K. What Sort of Plan Should You Look For? The sort of plan you should look for depends largely on the advice of your vet. Is your animal of a certain breed or a certain age where it would benefit from a high deductible in case of some sort of emergency procedure? With some of these coverages they could see that they will pay for most if not all of the shots. Something else is that these are becoming increasingly popular with veterinary medicine doctors. So rather than having to hunt for days to weeks on end or drive from one end of the planet to the other a person can easily find a doctor that accepts the coverage. However, dogs with breeds should be enrolled before they are of 6 years old.. Terms of Healthy Pets cat insurance - Clients will only be required to pay the pet health care insurance premium quote provided by Healthy Pets. - No premium penalties for coverage during the succeeding year if the pet owner needs to make claims on his pet health care insurance. A pet owner should first consider several requirements before choosing pet insurance. Many insurance companies offer different policies based on type and age of the pet. Consider this, insuring a mongrel is far cheaper than insuring a pedigree, and insuring a dog will be more expensive than a cat. Basic pet insurance policies normally cover veterinary bills and even minor surgeries.