Purchasing a pet is similar to making a lifetime commitment. A pet will greatly depend on its master for all of its needs. Dogs that are properly taken care off can live anywhere between 10 to 15 years. A trial period cannot be applied to a puppy, as it is a living creature that needs to be respected. Consider this, insuring a mongrel is far cheaper than insuring a pedigree, and insuring a dog will be more expensive than a cat. Basic pet insurance policies normally cover veterinary bills and even minor surgeries. A comprehensive policy though can go as far as covering the service charge of a pet psychologist or costs of cancelling a planned vacation if your pet needs you at the 11th hour. If you think you can simply take your pet on vacation every time and not worry about it then perhaps you should read on. Traveling with your pet is extending the boundaries of your relationship, often in a way that will be new and confusing to your pet. From the safety of your home your pet Chihuahua might know not to chew up your shoes or pee on the floor, but this is hardly the same thing while traveling abroad. - The original veterinary invoice must be signed and mailed to VPI. VPI will reimburse payments directly made to the veterinarian and the policy will be adjusted. A pet owner will be required to wait 14 days before the policy is approved. VPI does not have list of preferred veterinarians. All vets will be approved as long as they are duly licensed. The sort of plan you should look for depends largely on the advice of your vet. Is your animal of a certain breed or a certain age where it would benefit from a high deductible in case of some sort of emergency procedure? I would venture to say if your pet isn't of a high risk and you start early enough a good plan would include good coverage for basic routine checkups. Pet owners have the responsibility to choose among the vast companies providing these types of insurance, based on the needs of their pets. Basic pet insurance services include mandatory services by the veterinarian, while upgraded pet insurance consists of major surgeries. In the forefront of these pet insurance companies is Veterinary Pet Insurance (VPI).