Instances such as your pet scared someone resulting in injuries while fleeing from your pet. There are also others that cause damage to property indirectly but have been proven to be associated to the pet's actions. With these kinds of incidents and the trend of having every incident filed in court you will be able to pay for the claims awarded to the victim without much hassle. Medical costs for a canine with a heart problem can go as high as 1,000 or a cat with a broken leg will result to bill as steep as 300. Purchasing pet health insurance may be costly at first but this will be better than paying veterinary bills at full charge especially during multiple visits. Many animal treatments in market have been proved to be effective in prolonging the lifespan of a pet. In the forefront of these pet insurance companies is Veterinary Pet Insurance (VPI). Veterinary Pet Insurance is one of the oldest and biggest pet health insurance company in the United States today. It has been providing premium pet health care services to different pets (dogs, birds, exotic pets, cats) since 1982. Bronze policy will cover as much as 1,000, while the Silver and Gold policies go as high as 3,000 and 5,000 respectively. Many pet health care insurance companies limits payments for conditions to the first year only. The Endsleigh Pet Insurance policy does not have a time limit on when the policy can be claimed and coverage of conditions. Basic pet insurance policies normally cover veterinary bills and even minor surgeries. A comprehensive policy though can go as far as covering the service charge of a pet psychologist or costs of cancelling a planned vacation if your pet needs you at the 11th hour. Almost all forms of pet insurance include liability coverage, which will insure the owner if the animal causes bodily harm to someone or destroys the property of a neighbour. However, they usually forget to budget for the common medical problems and illnesses associated with the pet s breed. Accidents will also come into play during a pet lifetime and these include eating foreign objects, fighting with other pets and ear infections. Background of Petplan Petplan is Canada's oldest and largest pet health insurance company and has been operating since 1989 with over $53 million paid in claims.