A lot of factors exacerbate these sicknesses, which can create havoc to the expenses of the owner. Unforeseen accidents, new government mandated procedures on animal care, new shots needed by the pets are some of these factors. Owners should be prepared, and plan ahead for these sudden illnesses by managing their budgets to include pet health care. Comprehensive plans are more flexible and some even reimburse the bill of a pet psychologist or charges of a reservation for a dinner or vacation when the pet needs immediate medical care in the last minute. Liability coverage is a staple of almost all types of pet health insurance. Under this, the pet owner will be insured if the animal injures another person causes damage to private property. Money will mostly be spent specially on vet bills and be compounded by unexpected costs such as the use of boarding kennels if the animal is admitted to a hospital or the master cannot attend to his pet while under treatment. New surveys reveal that 75% of pet owners were forced to make unplanned vet visits in the past two years. Setting aside a reasonable amount for healthcare will shield you for unexpected incidents of your pet. 3) Scout around your area for low cost veterinarians which provide the same services of the more expensive veterinarians. The important thing is the service that you need is done. 4) It will not hurt if you ask for samples. In case due to unfortunate circumstances the victim died because of the injuries caused by your pet then with liability insurance the compensation can be paid without you worrying about the impact to your finances. These incidents can sometimes cost a huge amount for settlement that without liability insurance most of your assets will be drained out. The company believes that a pet s life is easier and more enjoyable if insured under Petplan health insurance plan. Monthly rates start at $9.95 for cats and $11.95 for dogs. Petplan understands the needs of every pet lover in Canada given its maturity and long experience in the industry. The company constantly communicates with its industry partners, veterinarians and most importantly pet owners across the country.