Churchill started to Home Insurance in 1990 and expanded its services over years. The company now offers Car Insurance, Travel Insurance, Home Insurance, Breakdown Cover, Van Insurance, Pet Insurance, and Motorcycle Insurance.<br><br> Churchill is based in the UK all of its call centres are located in the UK. Normally a policy will require the owner to wait around two weeks after his pet has recovered from an illness before being reimbursed. Sometimes, a policy will require the owner to make a small excess payment before making a claim. The pet s age is also another major consideration in pet insurance. Insurers normally avoid covering animals that are over 8 years old. It is understandable for the owner to think that a pet insurance is an additional expense to the health insurance for himself that he is still paying for. However, having a pet insurance can actually save the owner from having emergency expenses when his pet gets sick. A pet insurance is less expensive than a human health insurance. Reasons Why You Need Pet Travel Insurance First of all you have no idea how your pet will react to a different humidity, different weather, different insects and animals and perhaps even different food. There is a myriad of respiratory and stomach problems these different conditions could cause. The point is that it is quite easy for your pet to be ill, and what happens if you have to seek out a vet while traveling? Studies conducted in the past two years revealed that 75% of pet owners were forced to make unscheduled appointments with their veterinarians. What s more disturbing is the fact that most of these pet owners did have pet health insurance and they were forced to bear the burden of costly medical bills. Old dogs can have insurance for the rest of its lifetime. - Vet fees are automatically included and Tesco has advice lines that can be contacted anytime of the day. - Compared to other pet health care insurer Tesco only requires a one-off, straightforward excess fee. Hidden charges are guaranteed non existent.